Gary Writes a Check Drawn on Hilltop Bank for $400

Multiple Choice

Gary writes a check drawn on Hilltop Bank for $400 "payable to Ivan" on May 1. Gary dies on May 3. Ivan presents the check to the bank on May 5. Unaware of Gary's death, the bank​

A) must certify the check.
B) may pay the check.
C) must consult with Gary's heirs before paying the check.
D) can do nothing until Ivan claims an interest in the account.Fact Pattern 15-1 Britney loses her Campus Bank access card.She realizes her loss the next day but waits a week to call the bank.Meanwhile, Drake finds and uses Britney's card to withdraw $3,000 from Britney's account.