Brandy Forges Caleb's Signature on a Check "Payable to the Order

Multiple Choice

Brandy forges Caleb's signature on a check "payable to the order of Brandy" drawn on Caleb's account in Downtown Bank. Caleb's forged signature

A) is effective if an innocent third party accepts the check.
B) is effective to the degree that it matches Caleb's genuine signature.
C) is effective to the extent that Downtown Bank debits Caleb's account.
D) has no legal effect.