You Can Purchase a Residential Building for $100,000 Cash or $20,000

Multiple Choice

You can purchase a residential building for $100,000 cash or $20,000 down and quarterly payments $3,000 for 10 years. The first payment would be due three months after the purchase date. If money can earn 10% compounded quarterly during the next 10 years, which option should you choose?

A) Both are equally as good so choose either one.
B) $100,000 cash
C) Neither option can earn 10% compounded quarterly so do nothing.
D) Not enough information to decide.
E) $20,000 down and $3,000 per quarter for 10 years.