In an Attempt to Regulate Home Mortgage Lending After the Mortgage

Multiple Choice

In an attempt to regulate home mortgage lending after the mortgage crisis of 2007, which of the following acts created an independent oversight agency tasked with the responsibility of overseeing and enforcing Federal consumer financial protection laws, enforcing anti-discrimination laws in consumer finance, restricting unfair, deceptive or abusive acts or practices, receiving consumer complaints, promoting financial education, and watching for emerging financial risks for consumers?

A) Equal Credit Opportunity Act (ECOA)
B) Truth-in-Lending Act (TILA)
C) Real Estate Settlement Procedures Act (RESPA)
D) Dodd-Frank Wall Street Reform and Consumer Protection Act