Which of the Following Statements Is True About Exclusions in an Automobile

Multiple Choice

Which of the following statements is true about exclusions in an automobile insurance policy?

A) Unlike in the homeowner's policy, nonfortuitous harm is always included in auto insurance policies.
B) Property damage to owned or used property is included in the PAP.
C) Bodily injury to an employee of the covered person who is eligible for workers' compensation benefits is excluded.
D) Auto Insurers excludes all business uses of motor vehicles.
E) The auto insurer prefers to provide coverage to the mechanic while he or she is test-driving your car because the automobile business is expected to have its own automobile policy.