Which of the Following Would Be Considered an Example of Adverse

Multiple Choice

Which of the following would be considered an example of adverse selection?

A) Malpractice insurance may increase the amount of malpractice.
B) Drivers may be less cautious because they have airbags installed in a car.
C) Those individuals who most need insurance are the ones most likely to buy it.
D) Work contracts that give a set number of sick-days may encourage more workers to call in sick.