Provide an Appropriate Response If a Student Is Selected at Random, Find the Probability

Multiple Choice

Provide an appropriate response.
-A group of students were asked if they carry a credit card. The responses are listed in the table. $$\begin{array} { l | c | c | c } { \text { Class } } & \begin{array} { c } \text { Credit Card } \\\text { Carrier }\end{array} & \begin{array} { c } \text { Not a Credit Card } \\\text { Carrier }\end{array} & \text { Total } \\\hline \text { Freshman } & 21 & 39 & 60 \\\text { Sophomore } & 18 & 22 & 40 \\\text { Total } & 39 & 61 & 100\end{array}$$ If a student is selected at random, find the probability that he or she is a sophomore given that the student owns a credit card. Round your answers to three decimal places.

A) 0.462
B) 0.538
C) 0.975
D) 0.180