Which of the Following Is True of the Employee Retirement

Multiple Choice

Which of the following is true of the Employee Retirement Income Security Act (ERISA) ?

A) it requires employers to provide pensions for most of their employees
B) it is superseded by state laws that relate to employee benefit plans
C) it does not apply to benefit plans administered by public employers
D) it requires that once a plan is in place, it can not be changed or modified without the employees consent