Which of the Following Best Expresses the Policy Behind the Truth-In-Lending

Multiple Choice

Which of the following best expresses the policy behind the Truth-in-Lending Act?

A) To help lenders by permitting them to investigate a person's credit history without having to worry about state libel laws.
B) To help small business by requiring that lenders not use as collateral for secured loans a business's most important assets.
C) To help borrowers by requiring lenders to charge a "reasonable" rate of interest as determined by the Federal Reserve Board.
D) To help debtors for loans for personal, family, or household purpose to be armed with the necessary information on a loan to better bargain for credit and to choose the creditor with the best terms.