Fact Pattern 32-1 Petro Refinery Asks Quality Bank for a Loan

Multiple Choice

Fact Pattern 32-1 Petro Refinery asks Quality Bank for a loan to increase its inventory. Quality requires Rob, Petro's president, to sign a personal guaranty to pay the debt if Petro defaults. Meanwhile, to make a sale of refined oil to Slick Lubricants Inc., Petro asks Slick's outside accountant Tina to co-sign a credit application.
Refer to Fact Pattern 32-1. Tina signs the application. According to the terms, if Slick defaults, Petro can look to her for payment without first pursuing legal remedies against Slick. Tina is

A) a surety.
B) a lienor.
C) a guarantor.
D) a creditor.