Since the Mid-1990s, the Percentage of New Mortgages Categorized as Sub-Prime

Multiple Choice

Since the mid-1990s, the percentage of new mortgages categorized as sub-prime or Alt-A loans has

A) remained steady at about 5 percent of all loans.
B) decreased to about one third of all loans, while conventional loans have increased to about two-thirds.
C) increased to about one third of all loans, while conventional loans have decreased to about one third as well.
D) decreased as a result of regulations designed to tighten loan standards.