The Finance Charge Disclosure on a Sears Revolving Charge Card $40$

Short Answer

The finance charge disclosure on a Sears Revolving Charge Card statement is shown here. Why do you suppose that the limitation on the $40$ cent finance charge is from $2.00 to $26.67? For balances over $26.67, the interest would be __________ (answer more or less ) than __________ (answer $0.40 or $2.00)