Bill,a Professional Hockey Player,is Upset When He Discovers That His

Multiple Choice

Bill,a professional hockey player,is upset when he discovers that his twin brother,a grade school PE teacher,pays 50% less for disability insurance than he does.What is the most likely explanation for this difference?

A) Bill's policy is with a different insurance company.
B) The likelihood of a disabling injury is greater for Bill than his brother.
C) Bill's brother is healthier than Bill.
D) The law of large numbers establishes that Bill and his brother have similar risks over a given period of time.