Bob's Credit Card Charges Him 14% Interest on His Unpaid

Multiple Choice

Bob's credit card charges him 14% interest on his unpaid balance.His bank is offering him 5% interest on a savings account.The first thing Bob should do with any extra money he may have is to:

A) invest in the stock market.
B) open a savings account.
C) pre-pay for necessities,like rent and utilities.
D) pay off the credit card balance.