During Her Sophomore Year in College Melody Received a Letter

Multiple Choice

During her sophomore year in college Melody received a letter indicating she was eligible for a credit card along with a free gift from Metro State Bank. Melody was really excited until she remembered that any cash she has usually "burns a hole" in her pocket. Melody would likely not be successful with a credit card because:

A) she has difficulty in getting access to credit.
B) she would use it to make impulse purchases that she could not afford.
C) she would not spend up to the limit immediately.
D) her dad would not agree to cosign for her.