Which of the Following Is NOT a Constraint on the Free-Market

Multiple Choice

Which of the following is NOT a constraint on the free-market approach to health insurance?

A) The impact of cost shifting has already been achieved and the effect may be smaller than anticipated.
B) Shifting more costs to the consumer will result in reduced utilization.
C) Information on quality and price is so opaque that the market cannot function effectively.
D) Some purchasers are capable of researching a medical condition and some are not.