Dac Kien Owned a Successful Restaurant in Vietnam Before He

Multiple Choice

Dac Kien owned a successful restaurant in Vietnam before he immigrated to the U.S. years ago. Now an American citizen, he wants to open a restaurant in his neighborhood, which is occupied predominantly by other Vietnamese immigrants, new citizens, and their families. Though he has an ample down payment, impeccable credit, and a steady income, the city's biggest bank refuses to lend him the money for a mortgage to purchase a building for a restaurant in his neighborhood. The mortgage lender claims that the neighborhood presents too much of a financial risk for the bank. However, Dac Kien wonders if their real concern is that they do not want to invest in a neighborhood that is predominantly non-white, a practice called

A) redlining
B) racial steering
C) racial profiling
D) blockbusting