Jerome Has Three Major Credit Cards and Makes Payments on Them

Multiple Choice

Jerome has three major credit cards and makes payments on them each month. He has had one of them for six years, another for three years, and the last for eleven months. Making just the minimum payment has become automatic at this point, and Jerome barely even looks at the statements. Jerome is beginning to think that his approach to credit may be faulty, and he wants fo find out how to adjust it. He just applied for two additional credit cards.
-Based on his credit card usage, which of the following aspects of a credit card should be most important to Jerome?

A) the APR on the unpaid balance
B) a low annual fee
C) perks and benefits, like frequent flier miles
D) None of the above are important to Jerome.