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In Comparing Savings Banks and S&Ls, Which of the Below

Question 12

Multiple Choice

In comparing savings banks and S&Ls, which of the below comparisons is FALSE?


A) Although the total deposits at savings banks are less than those at S&Ls, savings banks are typically larger institutions.
B) Asset structures of savings banks are always greater than S&Ls.
C) Because states have permitted more portfolio diversification than was permitted by federal regulators of S&Ls, savings bank portfolios weathered funding risk far better than S&Ls.
D) Typically, the ratio of deposits to total assets is greater for savings banks than for S&Ls.

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