Lucas Signs an Instrument Payable to the Order of MoneyNow

Multiple Choice

Lucas signs an instrument payable to the order of MoneyNow, Inc., that allows a holder to demand payment of the entire amount due, with interest, if Lucas fails to make a payment. This instrument is

A) ​negotiable.
B) ​nonnegotiable, because a holder can move up the payment date.
C) ​nonnegotiable, because moving up the payment date is conditional.
D) ​nonnegotiable, because the exact payment date cannot be determined from the face of the instrument.