QT Collection Agency Calls Rob Several Times a Day, and Sometimes

Multiple Choice

QT Collection Agency calls Rob several times a day, and sometimes in the middle of the night, about an overdue bill that Standard Credit Company turned over to QT for collection. This is a violation of​

A) ​no federal law.
B) ​the Fair and Accurate Credit Transactions Act.
C) ​the Fair Debt Collection Practices Act.
D) ​the Truth-in-Lending Act.