Character, Which Is One of the Traditional "Five Cs" of Credit

Multiple Choice

Character, which is one of the traditional "five Cs" of credit analysis, refers to

A) the ability of the applicant to meet its financial obligations (i.e., liquidity and cash flow)
B) the general economic climate and its effect on the applicant's ability to pay
C) the financial strength of the applicant (i.e., net worth)
D) the willingness of the applicant to meet its financial obligations