Paraphrase Each of the Following Short Excerpts and Include the Appropriate

Short Answer

Paraphrase each of the following short excerpts and include the appropriate parenthetical documentation. Use a signal phrase in each of the excerpts you paraphrase.
-"Despite the obstacles, some Americans manage to become financially independent each year without the state lottery, casinos, a big inheritance, or a successful business or invention. How? The answer, quite simply, is planning." (from Saving on a Shoestring: How to Cut Expenses Reduce Debt and Stash More Cash, by Barbara O'Neill, page 11)