Which of the Following Most Needs a Will

Multiple Choice

Which of the following most needs a will?

A) A 25-year-old single parent who is attending college.
B) A 40-year-old executive with no family who earns $40,000 a year.
C) A 65-year-old retiree whose only asset is a $1,000,000 life insurance policy.
D) A 14-year-old who has no assets but plans to set a record by sailing around the world alone.
E) None of the above.