Tom Started Investing, as Soon as He Started His First

Multiple Choice

Tom started investing, as soon as he started his first job, at the rate of $400 per month as soon as get paid into a savings account that earns an interest of 1% per month. Which of the following expression may be used to determine the account value 10 years from now?

A) F = [4,800(P/A, 12%, 10) ] [(F/P, 12%, 10) ]
B) F = 400[(P/A, 1%, 120) (F/P, 12%, 5) ]
C) F= [400/0.01] (F/P, 1%, 60)
D) F= 400(F/A, 1%, 120)