Due to a Job Loss, Gail Filed for Bankruptcy

Multiple Choice

Due to a job loss, Gail filed for bankruptcy. At the 341 Meeting of Creditors, there seemed to be no issues, and her attorney told her to expect the Order of Discharge in a few months, that everything was okay. One hundred seventy-eight days later, Gail received a check for $10,000 from a life insurance company. Unbeknownst to her, her long-lost aunt passed away and had her listed as a beneficiary on a life insurance policy. Is the trustee entitled to the funds?

A) Yes, because the funds from a life insurance policy or an inheritance are part of the bankruptcy estate from the date of filing up to six months.
B) No, because Gail had no way of knowing that her aunt had passed away or was going to pass away.
C) No, because Gail received the funds after the bankruptcy petition was filed.
D) No, because life insurance policies are exempt, and it's impossible to determine when someone will pass away.