The Passage Below Makes a Moral IBE Argument

Essay

The passage below makes a moral IBE argument. Do the following:
-First, represent the argument in standard form using the General Form of IBE.
-Second, evaluate premise 2 of the Principle Justification Sub-argument by suggesting an opposing alternative principle that explains the paradigm cases.
The passage:
Imagine that there are two homeowners, and that each has his or her home destroyed. In one case, the homeowner sets his own house on fire and watches it burn down. In the other, the homeowner watches her house be destroyed by a tornado. If we only had enough relief to provide for one of the homeowners, whom should we choose?
Intuitively, we would fund the second homeowner, since her house was destroyed through no fault of her own. This intuition might drive some more general moral principle which says that we must hold individuals accountable for what they do and prioritize those who are blameless over those who are blameworthy. If we accept this principle-and I expect most all of us would-then we might have a reason to deprioritize alcoholics [who are waiting for liver transplants] on the grounds that they are to blame for their condition.