If There Is an Error in a Consumer's File at a Consumer

Multiple Choice

If there is an error in a consumer's file at a consumer reporting agency, the person should:

A) hire a "credit repair" company to correct the error
B) request a hearing by an FTC Administrative Law Judge
C) notify the FTC about the error, which will have it investigated and corrected, if the loss to the consumer is "significant"
D) notify the consumer reporting agency, which changes the information or puts a statement from the consumer in the file
E) do none of the other choices