In Chuway V

Multiple Choice

In Chuway v. National Action Financial Services, where Chuway received a letter from debt collector National that requested payment of the amount she owed on a debt, the appeals court held that the debt collector used:

A) an improper calculation of the interest rate owed on the debt, so as to increase its take, a violation of the FDCPA
B) abusive language in the letter, and so violated the FDCPA
C) technical terms that an ordinary consumer could not understand, a violation of the FDCPA
D) language that was a bit technical, but the meaning was clear to a reasonable person, so there was no violation of the FDCPA
E) none of the other choices