Which of the Following Are Defenses That a Guarantor or a Surety

Multiple Choice

Which of the following are defenses that a guarantor or a surety could use that would relieve them of payment liability?

A) The agreement is not in writing.
B) The subject matter of the loan is destroyed.
C) The cosignor no longer desires to be obligated.
D) The original debtor never had an intention to pay the loan obligation.