Ronald Finance Was a Secured Lender to Shirley Who Used

Multiple Choice

Ronald Finance was a secured lender to Shirley who used her car as a collateral. Shirley defaulted on her loan and an employee of Ronald Finance sneaked over to Shirley's house at night and removed her car. Which statement below is correct?

A) A secured lender can take any method necessary to retrieve collateral when a person has defaulted on a loan.
B) Only a repo agent can retrieve collateral in any method necessary when the debtor has defaulted on a loan.
C) A repo agent and a Sheriff from the county in which the collateral is presently located must repossess the collateral together.
D) Ronald Finance can contact a repo agent service and the repossession must occur in a way that does not breach the peace.