Callaghan Is a College Student Who Often Shares Rides and Expenses

Multiple Choice

Callaghan is a college student who often shares rides and expenses with her fellow classmates. However, she is getting tired, and broke, with friends who tell her that they will pay her back for Uber fares, dinners out and other expenses that she covers upfront for her friends and do not. Which type of fund transfer system would be the best system for her and her friends to use to allow an easy immediate transfer of money without having to wait on someone to give her cash?

A) Consumer wire
B) Mobile payment apps
C) Cryptocurrency
D) Bitcoin