Shirley Lives Next to Reid and Has Always Admired His

Multiple Choice

Shirley lives next to Reid and has always admired his use of lawn ornaments in his landscaping. She particularly loves Reid's life sized elephant and therefore wants to purchase insurance to protect the lawn ornament from loss or damage during shipping as he sells it to a friend in another state. Will Shirley be able to do that?

A) No because she does not own the ornament and will not suffer a recognizable loss.
B) Yes as long as she can prove she suffered an emotional loss.
C) No because perceived damage would be unreasonable.
D) Yes because anyone can acquire an insurable interest.