Tom Finn Refers His Clients to a Title Company That

Multiple Choice

Tom Finn refers his clients to a title company that is partially owned by Tom. Tom then receives profit distributions from the title company. Which of the following is true?

A) Tom is involved in an illegal kickback scheme.
B) Tom must make disclosures about the relationships as well as the fee payments.
C) Tom is not liable for any debts or obligations.
D) RESPA does not apply to transactions handled by a lawyer.