The Long Tail Problem Is Present in Several Types of Legal

Multiple Choice

The long tail problem is present in several types of legal liability coverage because:

A) sudden and accidental events causing injury must be paid for by existing contracts
B) the time between the injury and payment of the claim is long
C) the time between the discovery of the injury and the time the lawsuit is filed is usually long
D) insurance companies generally do not cover events discovered after the policy has expired