Find the Monthly Payment and Estimate the Remaining Balance (To $\$ 245,000$

Multiple Choice

Find the monthly payment and estimate the remaining balance (to the nearest dollar) . Assume interest is on the unpaidbalance.
-30-year car loan for $\$ 245,000$ at $3.04 \%$ ; remaining balance after 20 years.

A) $\$ 1038.22 ; \$ 107,315$
B) $\$ 1038.22 ; \$ 186,528$
C) $\$ 8491.27 ; \$ 633,119$
D) $\$ 1992.52 ; \$ 712,333$