Susan Took Out a Life Insurance Policy on Herself,paying All

Multiple Choice

Susan took out a life insurance policy on herself,paying all of the premium payments.She named her daughter,Jessica,as the beneficiary under the policy.Jessica has not given anything in consideration for the policy.Jessica is:

A) a donee beneficiary who has rights to enforce the policy once Susan dies.
B) a creditor beneficiary who has rights to enforce the policy once Susan dies.
C) an incidental beneficiary because Jessica did not give any consideration for the policy and therefore cannot enforce the policy even when Susan dies.
D) None of the above.