Tom Indorsed a Check Made Payable to the Order of Tom

Multiple Choice

Tom indorsed a check made payable to the order of Tom Jones as follows:
Pay Raymond Berry
/s/ Tom Jones
Raymond negotiated the check to his landlord for his rent.Raymond indorsed the check as follows:
Without Recourse
/s/ Raymond Berry

A) Tom has secondary contractual liability on the check as an indorser.
B) Tom has no contractual liability on the check because he is the payee.
C) Tom has primary contractual liability on the check as payee.
D) Tom eliminated his liability as an indorser by the type of indorsement he used.