Assume Joe Invests a Total of $10,000 in a Company

Multiple Choice

Assume Joe invests a total of $10,000 in a company - $5,000 of which is his own money and $5,000 which he borrowed at a 10% interest rate.If the company's stock value decreases by 5% in one year at which time Joe sells his shares of the stock, what is Joe's rate of return on his investment?

A) −5% 
B) −10% 
C) −20% 
D) −30%