Jeff Convinces Kraus,who Does Not Understand English,to Sign a $1,000

Multiple Choice

Jeff convinces Kraus,who does not understand English,to sign a $1,000 note that Kraus believes is an application for a credit card.Jeff negotiates the note to Loni.Kraus​ 

A)  ​can avoid payment on the note even if Loni is an HDC. 
B)  ​can avoid payment on the note only if Loni is a holder. 
C)  ​must pay Loni the amount that it paid for the note. 
D)  ​must pay the note in full.