Kieran Owns a Factory That Burns Down Because Jefferson Is

Multiple Choice

Kieran owns a factory that burns down because Jefferson is negligent.Kieran is fully insured and is limited to indemnification.Which of the following is true?

A) Kieran can sue Jefferson for negligence.
B) Kieran is not covered because his factory burned down because of a negligent act.
C) Jefferson will not be liable to anyone because the insurance company covers the loss.
D) The insurance company may bring an action against Jefferson.
E) Kieran may be subject to a co-insurance clause.