Fact Pattern 18-2 Tom Draws a Check,on His Account in State Bank in State

Multiple Choice

Fact Pattern 18-2
Tom draws a check,on his account in State Bank in New York,payable to Digital Media,Inc.,in San Francisco.Digital deposits the check in its ac-count at First National Bank.
-Refer to Fact Pattern 18-2.Tom's bank is

A) the cashing bank.
B) the depositary bank.
C) the intermediary bank.
D) the payor bank.