Individuals Renting Out Rooms in Their Home for Overnight Stays

Multiple Choice

Individuals renting out rooms in their home for overnight stays, individuals jointly owing a car with other owners, and individuals who give rides to people who call or text them are creating "new" liability exposures for insurers. The social change that creates these new liability exposures is called

A) the millennial generation.
B) the baby boom factor
C) the greying of America.
D) the sharing economy.