Kelly Wrote a Check to Trish, Which Trish Immediately Changed

Multiple Choice

Kelly wrote a check to Trish, which Trish immediately changed from $20 to $120.She negotiated the check to Cam for value, who in turn took it to Kelly's bank for certification.Kelly's bank checked his account and certified the check since there were sufficient funds to cover the check.Thereafter, Cam gave the check to Ford as part of the down payment for his car.Ford presents the check to Kelly's bank for payment and they discover the alteration.What consequence?

A) Bank can sue Ford for breach of presentment warranty of no alteration.
B) Bank can charge Cam's account for $120.
C) Bank can refuse to pay Ford more than $20.
D) Bank must pay Ford $120 and cannot sue them for breach of warranty.