Kimberly Writes a Check from Her Checking Account at Citizens

Multiple Choice

Kimberly writes a check from her checking account at Citizens' Bank for a new dress at a local dress shop, Capagallos. Capagallos's bank is the First National Bank of the local area. How does the check-clearing process work in this scenario?

A) The check likely goes through a local clearinghouse since the banks are both located in the same town.
B) The check will be sent to the main branch of Kimberly's bank and then sent through the Federal Reserve System to be cleared.
C) Kimberly will actually have to take her check to First National Bank in order to complete the transaction.
D) The check will travel immediately from Capagallos to the nearest branch of the Federal Reserve System and will be cleared there.
E) Kimberly will have to have her bank approve the check and then the check will go to First National Bank.