A Depositor Issued a Check And, After Mailing the Check

Multiple Choice

A depositor issued a check and, after mailing the check, suffered a heart attack and died. In the regular course of business, the bank paid the check when presented for payment, despite the fact that the bank had received notice fourteen (14) days earlier of the depositor's death. In terms of the bank's payment of the check

A) the bank is liable if the check was a gift to charity.
B) the bank is potentially liable to the depositor's estate.
C) the bank is not liable unless the depositor's executor posted an indemnity bond.
D) the bank's authority to act for the depositor ended on the depositor's death, regardless of whether the bank had been notified of the depositor's death.