Under the Fair and Accurate Credit Transactions Act (FACTA)

Multiple Choice

Under the Fair and Accurate Credit Transactions Act (FACTA) ,

A) a creditor may not discriminate against a borrower on the basis of race,sex,religion,or age.
B) a debt collector may not harass or abuse debtors.
C) a credit card company must promptly investigate and respond to any consumer complaints about a credit card bill.
D) a consumer has the right to obtain one free credit report every year from each of the three major reporting agencies.