Which of the Following Is NOT a Factor That May

Multiple Choice

Which of the following is NOT a factor that may cause the prepayment risk on a pool of mortgages to differ from the PSA's assumed pattern?

A) The age of the mortgage pool.
B) Geographic location.
C) Seasons in the year in which the mortgage was originated.
D) Full or partial amortization of the payments.
E) Assumability of mortgages in the pool.