Jada Owned an Insurance Policy on Her Life,on Which She

Multiple Choice

Jada owned an insurance policy on her life,on which she paid all the premiums.Shaun was named the beneficiary.Jada died and the insurance company refused to pay the insurance proceeds to Shaun.An action by Shaun against the insurance company for the insurance proceeds will be:

A) successful because Shaun is a third-party donee beneficiary.
B) successful because Shaun is a proper assignee of Jada's rights.
C) unsuccessful because Shaun is not the owner of the policy.
D) unsuccessful because Shaun did not pay any of the premiums.