Jack Writes a Check Made Payable to "Gary Stone and Susan

Multiple Choice

Jack writes a check made payable to "Gary Stone and Susan Wright." Who may negotiate the check?

A) Neither Gary nor Susan because the check is unenforceable.
B) Gary because he is the first named party to whom the check is made payable.
C) Either Gary or Susan may negotiate the check.
D) Both Gary and Susan have to negotiate the check.